Commercial Loans

Loan Purpose

Built to set new commercial lending benchmarks

ORDE’s Commercial product provides a highly flexible funding solution for clients looking to grow their business or investment portfolio through commercial real estate.

Investing in commercial real estate, including mixed use and specialised securities

Business owners purchasing owner-occupied commercial property

Consolidating debts, including ATO tax debt

SMSF investing

Refinancing or releasing equity

Purchasing within urgent timeframes

Features

Lending for any reasonable purpose

Our loans are designed to support a wider range of commercial needs, from increasing borrowing power for customers to accommodating non-standard securities and flexible income verification. Backed by deep commercial lending expertise, our team delivers reliable, efficient approvals when they matter most.

Loans up to $5m
Up to 80% LVR
Prime and Near Prime borrowers
Individual, company or trust
Loan terms to 30 years with no annual reviews
Full Doc, Lease Doc and Alt Doc
Up to 5 years’ interest only with no loading
Cat 1 & 2 locations
Free redraw
No monthly or annual fees
No risk fees or investment loadings
No clawbacks

Why ORDE for Commercial loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

Wide range of acceptable securities

This includes offices, warehouses, factories, retail premises including shops and restaurants, light industrial and vacant land, plus mixed use and specialised securities considered on alternative use basis (e.g. childcare, boarding house).

No annual reviews or re-valuations

Our “set and forget” facility removes the added paperwork and uncertainty for clients working towards long-term objectives – particularly business owners or investors with fluctuating income.

Income verification and servicing made easy

We tailor our loan structures to suit specific financial situations, with a full suite of income verification options including Full Doc, Alt Doc and Lease Doc.

Unlimited cash out (including for business purposes)

Cash out provides your clients with the flexibility to reinvest in their business, consolidate debt, or fund future opportunities by leveraging the equity in their commercial property.

Tailored Alt Doc refinance unlocks equity for regional business growth

Borrower Story:

A self-employed client was looking to refinance a commercial property – comprising a restaurant, function room and offices – in a Category 2 major regional location. The goal was to access equity for essential business renovations, but traditional financials did not accurately reflect the applicant’s current trading position.

Working closely with the client's broker, ORDE was able to provide a flexible Commercial Alt Doc solution, using the most recent 6 months’ BAS to verify income. With no need for annual reviews or revaluations, and with full consideration given to the regional location, the loan was approved – enabling the client to move forward confidently with their business plans.

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How can we help?

One Lending Team to make the complex simple

Knowledgeable Business Development Managers all across Australia

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Full range of loans to suit more borrowers

Explore the ins-and-outs of our product range in one easy-to-read guide.

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